How it works

From application
to funded.

Average time from application to funding: under 24 hours. Approval rate: 82% of qualifying businesses. Average ACH after acceptance: under 4 hours.

013 minutes

Tell us about your business and upload your three most recent business bank statements. Soft credit pull only — no tax returns, no endless forms.

022–24 hours

We evaluate your cashflow and structure an offer. We call you. You ask questions. We explain everything.

0310 minutes

You review. You accept. Digital signature. No 1,000-page document — just a clear, simple agreement.

04< 4 hours

We send the funds via ACH. You run your business with capital. We're your dedicated lender going forward.

See what you qualify for.

Three-minute application. No hard credit pull.